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Exclusively for UK ltd company directors
UK LTD COMPANY DIRECTORS
YOU CAN SAVE UP TO 49% IN PREMIUMS
Stop Overpaying For Insurance Premiums & Find The Perfect Life Cover For You
Enter your details below and one of our expert advisors will be in touch in 48 hours or less!
100+ Years
of Combined Industry Expertise
5 Time
Vitality Award Winners
You're In Capable Hands
Hassle Free
Dear Director,
What if we told you that you might be overpaying on your UK corporate taxes by up to a staggering 49%? Yes, you read that right.
Countless directors unknowingly lose thousands of pounds over a lifetime due to this error—a small fortune that could have been invested in growing your business, securing your family's future, or simply taking a well-deserved family vacation.
So what’s the big mistake we’re talking about? It’s paying life insurance premiums from your personal income.
Did you know that if you’re a company director in the UK, there is a legal loophole by which you can pay your life insurance premiums directly from your business income?
Introducing the Relevant Life Plan — an insurance policy tailor-made for company directors. In this plan, you can pay your premiums from your business account and HMRC fully considers it as a business expense, meaning full relief on income tax, national insurance, and corporation tax.
The bottom line? You could reduce your premiums by up to 49% compared to personal life insurance plans, saving potentially thousands of pounds over the plan's term. Plus, there’s no P11D or benefit in kind.
The best part is that it’s written in trust, which means your beneficiaries get faster access to the money without any probate or inheritance tax.
Step One
Enter your business details & insurance requirements
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Step Two
A member of our advisory team will get in touch to discuss your requirements
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Step Three
Our insurance experts will check all providers and find the perfect plan for you
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How It Works
Our Happy Clients
Success Stories
We have used Stuart and his services for a number of years. Their knowledge of the marketplace is second to none. They guided us through the complex process of moving providers making it simple and seamless along with making considerable savings against our previous plan. We also recently had to make claim which had a few issues with the insurer prolonging the urgent treatment. Stuart had this resolved with the insurer in a matter of hours. Great service! Can highly recommend!
Andrew Hutchinson
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Managing Director, CP Hire
SUPPORTED
Stuart and his team have been excellent in dealing with our Health Insurance requirements. Their expertise and guidance has also been invaluable at times of making a claim. Thank you guys.
Elaine McCready
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Managing Director, Finchmere Office Equipment
SUPPORTED
I was really confused about my Healthcare options. Stuart helped walk me through the entire process. He was able to help me make the right decision for the company and in the process cut our costs dramatically. I have no hesitation in recommending Vantage Health and Life.
Brigid Carr
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Partner, Irwin Carr Consulting
SUPPORTED
We have been dealing with Stuart and his team for a number of years. Everything is dealt with in a friendly, professional, and efficient manner. The process was easily navigated and the benefits of cover clearly set out.
Simon Chambers
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Partner, Russell and Co Solicitors
SUPPORTED
Stuart has been managing our affairs in the protection side of our business for a number of years. Keeps it simple and keeps the cost at a price I like to pay!
John McMahon
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Director, JR McMahon and Co
SUPPORTED
Stuart has personally managed my family’s life and critical illness cover for many years and I have always been impressed by his friendly yet professional approach and the competitive rates. I would highly recommend Vantage Health & Life to anybody looking for a competitively priced Life insurance premium from a reliable, local service provider.
Nick Cooke
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Managing Director John Preston Healthcare Group
SUPPORTED
The team at Vantage have looked after my protection requirements for many years. If I’ve a question, query or need some help with my renewal I just have to lift the phone. Nothing is ever a problem.
Chris Canning
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Managing Director, Canning Builds
SUPPORTED
I can highly recommend VHL for their knowledge, client care and kind attention. I needed an urgent appointment and Stuart and his team helped get this organised for me extremely quickly recommending a hospital and consultant.
Caroline Kennedy
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Director, Roy Kennedy Fuels
SUPPORTED
We have used Stuart and his services for a number of years. Their knowledge of the market place is second to none. They guided us through the complex process of moving providers making it simple and seamless along with making considerable savings against our previous plan...
Colin Conway
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Managing Director, Newell Stores
SUPPORTED
How We Compare
Selling Made Reliable
Home Sales Fast
Typical Estate Agent
3 Weeks
Average Sale Time
6 Months
✔️
Fixed Price
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Mortgage Payments
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No hidden Fees To Pay
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Free Legal Service
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No For Sale Sign
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✔️
Chain Free Sale
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Professional Service With Trust
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Before You Found Us
Confused. Overwhelmed by the fact that you might've been paying for the wrong insurance plan.
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As You Read This Now
Hopeful. You understand that Vantage will find the perfect insurance plan for you and help you save taxes.
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Where You'll Be In 48 Hours
Confident. You've spoken with our team and received professional and expert advice.
The Choice Is Yours
A Message From The Founder
Quick One From Stuart
To my fellow company director,
I know that contemplating our mortality is uncomfortable, and it's often easier to procrastinate on decisions like switching to a new life insurance plan, even when we know it's beneficial. But, as someone who has navigated the same path, I want to share with you why making this choice is not just about securing a financial safety net; it's about making a wise business decision.
At Vantage Health and Life, we understand the unique challenges you face. We know that your time is precious and that financial decisions can seem overwhelming. That's why we've dedicated ourselves to simplifying the process, offering a Relevant Life Plan that not only provides peace of mind but also aligns seamlessly with your business objectives.
Our approach is straightforward. We’ll help you connect with the best insurance providers in the country that are best for your situation and business goals. Not only that, we’ll help you in the documentation process, making sure that you don’t spend your precious time drowning in paperwork.
We're here to guide you through every step, ensuring that your decision today paves the way for a more secure and prosperous tomorrow.
Warm regards,
Stuart
Founder, Vantage Health and Life
Relevant Life Plan
An extremely tax-efficient life insurance policy for businesses to provide for individual employees, including directors. Premiums are eligible for up to 25% corporate tax relief and are not subject to employer NIC cost. Directors and employees benefit from the absence of P11D charges, reducing their National Insurance and income tax liabilities.
Executive Income Protection
This policy is designed to cover the salary and pension costs of employees or directors who are unable to work due to illness. It's typically classified as a tax-deductible business expense and doesn't generate a P11D benefit for the insured individual.
Key Person Insurance
A form of business insurance that provides a lump sum to the company if a key employee dies or is diagnosed with a terminal or critical illness. The capital is intended to offset potential losses in revenue or profits resulting from the loss of the key individual.
Ownership Protection
Also known as shareholder or partnership protection, this insurance helps businesses manage the financial implications of a shareholder's or partner's death. It typically consists of life insurance and may include critical illness cover. The policy aims to provide funds for the remaining owners to purchase the deceased's share of the business.
Private Medical Insurance
This insurance provides access to private healthcare services for individuals, families, or employees. It typically covers the costs of inpatient and outpatient treatments, allowing policyholders to receive medical care more quickly than through public healthcare systems. Coverage can vary but often includes consultations, diagnostics, and surgical procedures.
Business Loan Protection
A type of insurance designed to help businesses repay outstanding debts in the event of an owner's or key person's death or critical illness. It can cover various forms of business debt, including commercial mortgages, director's loans, and Personal Guarantees, helping to maintain the company's financial stability during challenging periods.
We've got you covered!
Need More Insurance Products?
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This Is For People Who Are
✅ UK Residents
✅ Company Directors & Business Owners
✅ Not Willing To Deal With Hassles
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This Is Not For People Who
❌ Not Based In The UK
❌ Not A Director Or C-Level Employee
❌ Willing To Deal With Hassles
Empowering Financial Security
We understand that as a company director, your personal and business finances are deeply intertwined.
Our mission is to provide you with insurance solutions that not only offer protection but also enhance your financial efficiency.
We strive to ensure that every policy we offer contributes positively to your financial well-being and peace of mind.
Revolutionising Insurance Management
Navigating the world of insurance can be complex and time-consuming.
Our goal is to simplify this process, offering clear, straightforward advice and products tailored to the unique needs of company directors.
We're committed to demystifying insurance, making it accessible, understandable, and beneficial for your business.
Building Lasting
Relationships
We believe in building long-term relationships with our clients, based on trust, transparency, and mutual respect.
Your success is our success, and we're dedicated to being a partner you can rely on, today and in the future.